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Unified Payments Interface

Powering Billions of Transactions with
a Proven, Cloud-Native UPI Platform

Quick Overview

Built to Power India's Real-time Payments
Backbone at Scale

UPI is the world’s largest real-time payments system processing billions of transactions per month. Mindgate has been
supporting multiple banks and financial institutions with its state-of-the-art cloud-ready UPI payment platform.

Quick Overview

$1.6Tn

Annualized Transaction Value

Architecting for

1Bn

Transactions per cycle

11.8 Bn+

Transactions processed monthly

Key platform offerings

Deploy a Future-ready UPI Stack
Built for Performance and Flexibility

Every component is API first, cloud-native and designed for active-active resilience. You get speed, control and scalability from day one.

UPI Switch for issuers, acquirers and PSPs

UPI Switch for issuers, acquirers and PSPs

White-labeled PSP app and SDK/ API integrations with banks' mobile apps

White-labeled PSP app and SDK/ API integrations with banks' mobile apps

TPAP overlays with API/SDK integrations

TPAP overlays with API/SDK integrations

Merchant SDK/API integrations

Merchant SDK/API integrations

On-premises or cloud deployment

On-premises or cloud deployment

Standalone Offerings

Add Powerful Payment Capabilities
Without Overhauling Your Core Systems

Rupay CC/ Credit <br />Line/ PPI on UPI

Rupay CC/ Credit
Line/ PPI on UPI

TPAP and Merchant <br />Acquiring

TPAP and Merchant
Acquiring

Multi-signatory <br />Corporate payments

Multi-signatory
Corporate payments

IPO sponsor <br />bank switch

IPO sponsor
bank switch

USE CASES

Next-gen UPI Innovations to Drive
Convenience, Security and Accessibility

AutoPay Interoperability

AutoPay Interoperability

Let users switch mandates across apps seamlessly

BioAuth & FaceAuth

BioAuth & FaceAuth

Replace PINs with secure biometric authentication

ASBA Mandates

ASBA Mandates

Simplify insurance and bidding with single-block mandates

Unified Ticketing

Unified Ticketing

Power multi-modal transport with one QR across apps

Corporate Payments

Corporate Payments

Enable multi-level approvals with enterprise-grade controls

KNOWLEDGE HUB

Insights & Stories

UPI Switch Explained: Essential Guide for Banks & PSPs
UPI Switch Explained: Essential Guide for Banks & PSPs

Behind every effortless UPI payment, a quick QR scan, and a secure PIN entry lies one of the most demanding real-time payment infrastructures in the world.

Click to access the resource
CBDC Platforms: Revolutionizing the Digital Currency with cutting Edge technology
CBDC Platforms: Revolutionizing the Digital Currency with cutting Edge technology

As technology advances and the world changes, new concepts and digital currencies have emerged, reshaping how we think about real-time transactions. Central Bank Digital Currency or CBDC platforms are essential for building modern financial systems.

Click to access the resource
ENGAGE

Ready to Scale Your UPI Infrastructure?

FAQ’s

What is the UPI switch?
What is the role of UPI switch in transactions?
What are the benefits of UPI Switch?
Who launched UPI switch?
What is the limit of UPI switch?
What is the NPCI UPI switch architecture?