Retail Payments

End To End Retail Transaction Banking Solutions

Considering the digital lifestyle of today’s consumers, we have to acknowledge the fact that digital payments and digital banking will gain more leverage in the coming days. With benefits like ease of use, added layers of security, and reduced hassle of carrying physical cash, digital payments and retail banking solutions are the future of our payment space.

Retail banking solution is an essential component of banking that revolves around building better customer relations. To cater to the next gen digital payment needs and earn their loyalty, delivering banking services the way the customers want is critical. Whether driven by the objective of speeding up transaction processing or creating personalized services, robust retail payments architecture can be instrumental in achieving goals.

Real-Time Payments

RTP or instant/faster payments enable customers to exchange funds immediately,
in real-time.

UPI for PPI

Highly scalable system architecture using Microservices & containerisation to support the interoperability of the PPI with the UPI ecosystem.

Payment Gateway

The platform allows banks to on-board all merchants on a single platform and defines the scheme enablement for merchants as well as dynamic routing with merchant’s settlement and pay-outs.

Bill Presentment & Payments

We help in accelerated revenue collection and improved customer engagement while reducing regulatory risk and cost.

Prepaid Cards & Wallets

This platform helps banks bridge this need with the ability to engage even the unbanked customers to leverage the facility for financial transactions.

Merchant On-boarding & Management

Providing a unique combination of payment, digital and transactional expertise which enables a bank to provide its merchants a solution to increase their sales and enhance the customer experience.

Reconciliation & Settlement

Our Solution automates the entire process from data collection and aggregation through matching and exception reporting, ensuring data accuracy. It is an end-to-end solution that loads source files, matches transactions from multiple sources, manages exceptions, resolves conflicts, generates file reports, and uploads files to hosts and interchanges.

Recurring Mandate Solution

Facilitates hassle free recurring payments without the need to initiate payments by the customer, by providing a one-time authorization to the biller company to initiate auto-debit based on the payment method selected by the customer.

Real-Time Payments

RTP or instant/faster payments enable customers to exchange funds immediately,
in real-time.

Payment Gateway

The platform allows banks to on-board all merchants on a single platform and defines the scheme enablement for merchants as well as dynamic routing with merchant’s settlement and pay-outs.

Bill Presentment & Payments

We help in accelerated revenue collection and improved customer engagement while reducing regulatory risk and cost.

Prepaid Cards & Wallets

This platform helps banks bridge this need with the ability to engage even the unbanked customers to leverage the facility for financial transactions.

Merchant On-boarding & Management

Providing a unique combination of payment, digital and transactional expertise which enables a bank to provide its merchants a solution to increase their sales and enhance the customer experience.

Reconciliation & Settlement

Our Solution automates the entire process from data collection and aggregation through matching and exception reporting, ensuring data accuracy. It is an end-to-end solution that loads source files, matches transactions from multiple sources, manages exceptions, resolves conflicts, generates file reports, and uploads files to hosts and interchanges.

Recurring Mandate Solution

Facilitates hassle free recurring payments without the need to initiate payments by the customer, by providing a one-time authorization to the biller company to initiate auto-debit based on the payment method selected by the customer.

UPI for PPI

Highly scalable system architecture using Microservices & containerisation to support the interoperability of the PPI with the UPI ecosystem.