Global RTP Adapters/Gateways
Unlock Global Connectivity
with Next-Gen RTP Adapters
Explore more solutions:
CBDC 
BillPay 
Banking Connect (IB/MB) 
Merchant & TPAP 
UPI QUICK OVERVIEW
Your Gateway to the Real-Time
Payment Revolution
Real-time payment (RTP) adapters and gateways enable financial institutions and businesses to connect to domestic/ regional/ global real-time rails, facilitating instantaneous fund transfers, 24/7/365 availability, and immediate settlement. These solutions bridge legacy banking infrastructure with modern messaging standards like ISO 20022.
KEY FEATURES
Accelerating Customer Value via
Real-Time Payment Rails
Scalable and ready-to-use Global RTP adapters and overlays
- ISO 20022 message transformation
- Digital Overlay services – white-labelled mobile app
- Recon, Clearing & Settlement
- Merchant onboarding and management
- Reporting & MIS
KEY FEATURES
Accelerating Customer Value via
Real-Time Payment Rails
Key value proposition
- Scalability – supporting 11 bn transactions per month for UPI, India
- Compliance – Regulatory compliance with the national RTP payments
- Resilience and Reliability – Engineered on Microservices and cloud-agnostic architecture
Global Access
Direct last-mile connectivity to UK FPS, SIC, SEPA, and more.
Global Access
Flexible Payment Engine
Seamlessly handles all transactional flows
Flexible Payment Engine
Compliant by Design
Turnkey adaptation to evolving domestic regulations.
Compliant by Design
High Availability
Engineered for 24/7/365 uptime with zero-downtime deployments.
High Availability
Technology USPs
A Future-ready Digital Foundation
From national payment infrastructure to merchant solutions, every platform is cloud native and resilient by design. This ensures speed, security and scale, no matter where it’s deployed.
Microservices architecture
API-first platforms
Multi-cloud readiness (AWS, Azure, GCP)
In-memory caching for sub-second processing
Zero downtime deployment
Active-active setup with real time sync
Automation testing for quick launches
Why Mindgate
Built by Teams Powering the World's Largest Payment Systems
Mindgate's payment solutions are backed by the same engineering DNA that powers some of the world's most demanding real-time payment ecosystems. With proven experience in national-scale payment infrastructure like UPI, Mindgate brings operational maturity, not experimentation, across global transactions.
KNOWLEDGE HUB
Insights & Stories
UPI Switch Explained: Essential Guide for Banks & PSPs
Behind every effortless UPI payment, a quick QR scan, and a secure PIN entry lies one of the most demanding real-time payment infrastructures in the world.
Click to access the resource
CBDC Platforms: Revolutionizing the Digital Currency with cutting Edge technology
As technology advances and the world changes, new concepts and digital currencies have emerged, reshaping how we think about real-time transactions. Central Bank Digital Currency or CBDC platforms are essential for building modern financial systems.
Click to access the resource