Bharat Bill Pay | Utility Payment Solutions by Mindgate

Retail Payments

Bill Presentment & Payments

Mindgate has been at the forefront of delivering sound e-payment solutions. Our utility payment solutions are a manifestation of integrated approach to digital billing and payments. We aim to provide a straightforward and convenient experience for users across all channels with scalable, flexible, and secure billing solutions.

Our solution helps in accelerated revenue collection, improved customer engagement while reducing regulatory risks & costs. The solution also supports file interfaces for billers lacking an online bill hosting facility.

E-billing combined with mobility is taking the payment landscape to the next level. Providing benefits of faster transactions, ease of use, transparency, and safety, e-billing for utility payments has gained a lot of traction. BPS or Bharat Bill Pay System is the practical example of integrated bill payment system that offers interoperable and accessible bill payment service to customers enabling multiple payment modes and providing instant confirmation of payment.

Product Overview

  • Caters to end-customer preferences by providing channel & payment options.
  • Speeds up revenue collection by offering a full range of payment options.
  • Helps improve cash flow for quicker payment settlements.
  • Secure, accurate, timely payments for customers and billers.
  • Increases loyalty & bank’s brand awareness among it’s customers.
  • Offers cost-effective & time-saving payment option to customers.

Key Capabilities

  • Presentment of bills, invoices, notice and account statement summary
  • Single or recurring payments scheduling
  • Ready solution with interfacing for UPI & BBPS interfaces (Indian Market).
  • Supports payment inquiries online.
  • Manages Refunds including refund to the source of funds system (ex. Virtual wallet, Credit gateway).
  • Bill reconciliation & Settlements.
  • Bill dispute Management.
  • Due date reminders.

Bill Presentment & Payments