Blog

In rural India, seamless online payments are often challenging. Limited internet connectivity, unreliable electricity, and the unfamiliarity with digital tools posed significant challenges. Transactions often require cumbersome cash-on-delivery systems or dependence on physical bank...

Artificial Intelligence (AI) is re-envisioning India’s financial services, with over 83% of Financial Service Providers (FSPs) adopting it to enhance and modernise their offerings. The “Conversational Payments on UPI,” supported by the National Payments...

How CBDCs are Reshaping Digital Payments in the Fintech Sector Central banks are key to our financial system. Historically, they’ve ensured quick, stable, and smooth financial operations, handling payment systems and currency issuance. But...

Life happens in the fast lane. Then why should our payment modes slow us down? As the need for speed and simplicity grows, we need solutions that simplify the multiple steps of online payments...

In an era of digital transformation, the payment industry is undergoing a revolutionary change with RuPAY credit card linkage to the Unified Payments Interface (UPI) and access to pre-sanctioned credit lines on UPI platforms....

Financial services and capital markets are undergoing a profound transformation across the world. Although technological disruptions are creating greater opportunities for banks and financial institutions, the emerging challenges such as growing credit risks, higher...

Mindgate, a leader in digital payment solutions won the prestigious award Best Open Banking & API Solutions Provider at the 2022 MEA Finance Banking Technology Summit & Awards. The honour is an acknowledgement of the significant...

Four of the seven banks that were part of the recent UPI Lite launch by RBI & NPCI use Mindgate as their UPI Platform. The growth of the digital payments industry in India has...

In the past few years, a considerable growth in digital payments in India has been observed. Despite the crippling effect of the COVID-19 pandemic, a staggering figure of 38.8bn real time digital transactions (UPI)...