Retail Payments

Mindgate’s Retail Payments Solution is an end-to-end retail transaction banking solution. Comprising of solutions like real-time payments, payment gateway, merchant management and more, the solution deck caters to the need for retail banks, enhancing operations and customer experience.

Real-Time Payments

RTP or instant/faster payments enable customers to exchange funds immediately,
in real-time.

CBDC

Central Bank Digital Currency or CBDC platforms are essential for building modern financial systems.

UPI for PPI

Highly scalable system architecture using Microservices & containerisation to support the interoperability of the PPI with the UPI ecosystem.

UPI Lite

UPI Lite processes low-value transactions without routing them to the bank’s core system.

Payment Gateway

The platform allows banks to on-board all merchants on a single platform and defines the scheme enablement for merchants as well as dynamic routing with merchant’s settlement and pay-outs.

Bill Presentment & Payments

We help in accelerated revenue collection and improved customer engagement while reducing regulatory risk and cost.

Prepaid Cards & Wallets

This platform helps banks bridge this need with the ability to engage even the unbanked customers to leverage the facility for financial transactions.

Merchant On-boarding & Management

Providing a unique combination of payment, digital and transactional expertise which enables a bank to provide its merchants a solution to increase their sales and enhance the customer experience.

Reconciliation & Settlement

Our Solution automates the entire process from data collection and aggregation through matching and exception reporting, ensuring data accuracy. It is an end-to-end solution that loads source files, matches transactions from multiple sources, manages exceptions, resolves conflicts, generates file reports, and uploads files to hosts and interchanges.