Blog

CBDC UPI interoperability paves the way for increased adoption and usage of CBDC

Central Bank Digital Currencies (CBDCs) have gained prominence in recent years as governments and central banks seek to modernize financial systems and address challenges posed by traditional payment methods. CBDCs are digital representations of...

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Achieve market leadership in Transaction Banking – 4 key pillars of success

In the competitive financial arena, achieving leadership in transaction banking calls for a strategic combination of innovation, customer-focused culture, and cutting-edge technologies. With the world undergoing rapid digital evolutions, transaction banking is the domain...

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How to Digitally Transform Your Transaction Banking Business

In an era where digital technology reshapes the contours of industries, transaction banking is no exception. The digital wave offers not just a challenge but a compelling narrative for transformation, urging banking leaders to...

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Seamless banking: UPI ATM ICCW service making cash withdrawals effortless

In an era where the synergy between technological innovation and financial services shapes the backbone of consumer convenience, the advent of Interoperable Cardless Cash Withdrawal (ICCW) technology through Unified Payments Interface (UPI) heralds a...

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Here’s how UPI’s International Payment Innovation is Simplifying Financial Access for Customers Travelling Abroad

In an era defined by global connectivity, the need for seamless financial access while traveling has become more critical than ever. Enter UPI’s International Payment Innovation, a ground-breaking development that transcends borders and simplifies...

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4 Ways How UPI Lite’s Offline Capability is Fuelling Financial Innovation and Expansion

4 Ways How UPI Lite’s Offline Capability is Fuelling Financial Innovation and Expansion

In rural India, seamless online payments are often challenging. Limited internet connectivity, unreliable electricity, and the unfamiliarity with digital tools posed significant challenges. Transactions often require cumbersome cash-on-delivery systems or dependence on physical bank...

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Voice-Powered Payments: India’s Path to Financial Empowerment

Voice-Powered Payments: India’s Path to Financial Empowerment

Artificial Intelligence (AI) is re-envisioning India’s financial services, with over 83% of Financial Service Providers (FSPs) adopting it to enhance and modernise their offerings. The “Conversational Payments on UPI,” supported by the National Payments...

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How Central Bank Digital Currency (CBDC) is Reshaping Digital Payments in the Fintech Sector?

How Central Bank Digital Currency (CBDC) is Reshaping Digital Payments in the Fintech Sector?

How CBDCs are Reshaping Digital Payments in the Fintech Sector Central banks are key to our financial system. Historically, they’ve ensured quick, stable, and smooth financial operations, handling payment systems and currency issuance. But...

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Introducing XPRESS UPI: One-Click Payment Experience

Introducing XPRESS UPI: One-Click Payment Experience

Life happens in the fast lane. Then why should our payment modes slow us down? As the need for speed and simplicity grows, we need solutions that simplify the multiple steps of online payments...

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Empowering Transactions: The UPI Revolution and its Game-Changing Impact on Credit

Empowering Transactions: The UPI Revolution and its Game-Changing Impact on Credit

In an era of digital transformation, the payment industry is undergoing a revolutionary change with RuPAY credit card linkage to the Unified Payments Interface (UPI) and access to pre-sanctioned credit lines on UPI platforms....

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Scope of Real-time Payments in the Payment Landscape of the Middle East

Scope of Real-time Payments in the Payment Landscape of the Middle East

Financial services and capital markets are undergoing a profound transformation across the world. Although technological disruptions are creating greater opportunities for banks and financial institutions, the emerging challenges such as growing credit risks, higher...

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Mindgate Proves Its Mantle Again–Bags the Best Open Banking & API Solutions Provider at 2022 MEA Finance Banking Technology Summit & Awards

Mindgate Proves Its Mantle Again–Bags the Best Open Banking & API Solutions Provider at 2022 MEA Finance Banking Technology Summit & Awards

Mindgate, a leader in digital payment solutions won the prestigious award Best Open Banking & API Solutions Provider at the 2022 MEA Finance Banking Technology Summit & Awards. The honour is an acknowledgement of the significant...

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UPI Lite – An Initiative towards De-cluttering the e-payment Congestion

UPI Lite – An Initiative towards De-cluttering the e-payment Congestion

Four of the seven banks that were part of the recent UPI Lite launch by RBI & NPCI use Mindgate as their UPI Platform. The growth of the digital payments industry in India has...

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Tracking The Growth Path Of Digital Payments In India

Tracking The Growth Path Of Digital Payments In India

In the past few years, a considerable growth in digital payments in India has been observed. Despite the crippling effect of the COVID-19 pandemic, a staggering figure of 38.8bn real time digital transactions (UPI)...

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